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Debt settlement is a legal communication between debtor and the creditors/collection agency to negotiate an outstanding debt. Debt Settlement is not a credit counseling service or a consolidation loan, it is a process of eliminating your outstanding debts. Any person owing credit card debt, medical bill(s) or any unsecured debt has the legal right to negotiate their debts. Debt Settlement is highly effective and can save you a significant amount in outstanding debt.
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Credit Relief Now’sdebt settlement services are tailored to provide you immediate debt relief. Credit Relief Now provides counseling to those who are looking to become debt free. Before you consider filling bankruptcy or signing a contract with another company, speak with one of our senior counselors. Our senior counselors will guide you through the debt settlement process and evaluate your debt. Our senior counselors will then help you establish a monthly saving plan that will be used specifically to settle with your creditors. Once this is established Credit Relief Now will then refer you to one of our numerous debt negotiating firms that will manage and settled your debt.
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Credit Relief Now’sdebt settlement services are tailored to provide you immediate debt relief. Credit Relief Now provides counseling to those who are looking to become debt free. Before you consider filling bankruptcy or signing a contract with another company, speak with one of our senior counselors. Our senior counselors will guide you through the debt settlement process and evaluate your debt. Our senior counselors will then help you establish a monthly saving plan that will be used specifically to settle with your creditors. Once this is established Credit Relief Now will then refer you to one of our numerous debt negotiating firms that will manage and settled your debt.
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Put an end to creditor harassment
Upon being accepted into the program, our affiliates will immediately notify your creditors and demand they stop calling you. It usually takes about 30-60 days, In the meantime, a creditor log must be kept for every phone call or letter that is received from a creditor. It must then be reported to our affiliate’s customer care dept immediately. |
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Get out of debt faster than you thought possible
Unlike most debt consolidation companies who merely provide new loans for you, our affiliates will negotiate settlements with your creditors for pennies on the dollar. This program allows you to pay back a fraction of what you owe as soon as possible. |
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Budget less money each month for your debt
Entering the program immediately makes an impact on the amount of dollars in your pocket. The program frees up money to help your cash flow. As your monthly payments under the program are typically less than what you were previously paying, you can keep more of your hard earned dollars for yourself and your family while traveling on the road to debt freedom! |
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Regain control of your finances with our program
Once debt negotiations is provided to you, the anxiety associated with your debt problems will be a thing of the past. The Program helps you and your family regain control of your finances. When you have completed the program you will be debt free and ready to build your financial future.
We at Credit Relief Now are committed to providing the highest level of customer service. The success of the program rests solely on the relationships we build with our clients, our affiliates and with consumer lending institutions. These relationships are built on trust, understanding, and mutual respect. We form a partnership with our affiliates and clients; ultimately leading them on the path to financial freedom.
Let one of our counselors explain how debt settlement or debt consolidation is the best answer for you. Please review the details of our debt settlement program. Call us now for a free consultation with one of Credit Relief Now’s debt settlement experts. |
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*This statement is an example of past performance and is not intended to be a guarantee of any future settlement results*
Table: Repayment Options with $30,010 of Debt in a Credit Counseling Program |
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Option |
Payment Structure |
Debt Free Date |
Total Amount Paid |
Make Minimum Payments |
$784 Monthly |
33 Years |
$87,291 or 291% of Original Debt |
Credit Counseling |
2.25 - 25% of balance |
5-6 Years |
$48,612 or 162% of Original Debt |
Debt Settlement Program |
$550 Monthly |
36 Months |
$18,297 or 60.1% of Original Debt |
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HOW LONG DOES IT REALLY TAKE TO PAY OFF $30,010 IN DEBT? |
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In this example, by making minimum payments it will take over 33 years to pay off the total unsecured debt! Unfortunately for you, this is exactly what the credit card companies want because it makes them more money. However you fall into a terrible financial trap that prevents you from ever getting out of debt and reaching your financial goals and living your dreams. |
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Minimum Payments Without the Debt Settlement Program |
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Creditor |
Unsecured Debt Balance |
Interest Rate |
Total Payments |
Payoff |
Chase |
$1,843.00 |
17.50% |
$3,321.00 |
7.5 Years |
Sears |
$2,550.00 |
23.88% |
$20,106.00 |
32.8 Years |
Discover |
$2,935.00 |
19.80% |
$6,233.00 |
8.9 Years |
Optima |
$3,128.00 |
23.99% |
$24,586.00 |
32.8 Years |
First USA |
$3,653.00 |
18.99% |
$4,452.00 |
2.1 Years |
MBNA |
$3,964.00 |
17.65% |
$5,032.00 |
2.2 Years |
Providian |
$11,929.00 |
19.80% |
$23,561.00 |
7.9 Years |
Totals |
$30,010.00 |
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$87,291.00 |
33 Years |
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Estimated Settlements With Debt Settlement Program |
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Creditor |
Unsecured Debt Balance |
Settlement |
Settlement + Fees |
Total % |
Chase |
$1,843.00 |
$645.05 |
$944.54 |
51% |
Sears |
$2,550.00 |
$1,202.26 |
$1,541.20 |
60% |
Discover |
$2,935.00 |
$587.00 |
$1,174.00 |
40% |
Optima |
$3,128.00 |
$2,471.12 |
$2,635.34 |
84% |
First USA |
$3,653.00 |
$1,664.88 |
$1,872.16 |
51% |
MBNA |
$3,964.00 |
$1,664.88 |
$2,239.66 |
57% |
Providian |
$11,929.00 |
$2,743.67 |
$5,040.00 |
42% |
Totals |
$30,010.00 |
$10,592.53 |
$15,446.90 |
51% |
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The overall benefits of the Debt Settlement program to your financial future are astounding! In this example, you enjoy an immediate reduction in the amount you currently pay creditors by $200.00 per month! If you take this savings and set it aside monthly for emergencies, by the time you complete the Debt Negotiation Settlement Program you will have saved approximately $8,701.53 in cash and eliminate a total unsecured debt of $30,010 for just $15,446.90. |
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*This statement is an example of past performance and is not intended to be a guarantee of any future settlement results* |
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| Start Now! Time is Running Out |
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