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Faq's

 


Q. What is foreclosure?

A.  Foreclosure is the process in which a lender takes over financed property from the mortgagor (you).   Basically it means if you are not keeping your agreement to pay them for the loan they made you they will take back the property to mitigate their losses.

Q.  Will the lender accept partial payments on my loan?
A.  Yes the lender will accept partial payments on your loan and it will often go towards advancing the date of the default.
Q.  Should I talk directly to lenders?
A.  Yes and No.  If you are currently talking to your lender and a week or 2 has gone by without a solution then you need to seek the assistance of professionals that know how to stop foreclosure.  Time is your enemy when you are behind.  You must act fast or enlist the help of professionals to stop foreclosure.

Q.  My lender is just demanding money and isn’t working with me, should I even bother calling you? 
A.  Absolutely.  In fact most people that call us tell us the same thing.  That’s why companies like HomeReliefNow.org exist.  We understand the industry and how to get banks and lenders to cooperate.

Q.  How does HomeReliefNow.org Stop Foreclosure?
A.  We are a professional mortgage resolution company.  Our specific niche is helping home owners find solutions when they are faced with the concern of making their mortgage payment.   We use a specific defined process to work with negotiate on homeowners’ behalf to find solutions with their lenders.

Q.  What are your fees?
A.  Our fees vary depending on situations.  However as a general rule of thumb, it is based somewhat on your payment and the method needed to help you avoid foreclosure.   Additionally because we have literally helped hundreds of people we depend on volume.  We prefer to charge low fees and do many transactions.

Q.  How quickly must I act?
A.  The sooner the better.  Time is your enemy when you are behind on mortgage payments.  The further you get behind the less likely your mortgage lender is to work with you and help modify you’re your loan.

 
 
 

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Mortgage assistance options depending on your degree of default include:
  • Stopping Foreclosure
  • Loan Refinance
  • Loan Restructuring (Loan Modification)
  • Forbearance
  • Short Sale
  • Deed in Lieu of foreclosure
  • Repurchase after foreclosure
 
 
 
   
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